The brute force nature of a Card Cracking attack often results in its being mistakenly identified as a DDoS attack, as they generate thousands of requests per second as the attackers attempt to validate card details. This leads to businesses paying to scale the resources needed to keep your website and payment gateway open to real customers.
There is both a direct and indirect cost to businesses associated with Card Cracking. Not only does the activity force businesses to impose rate limiting, additional customer challenges or issue fines for increased levels of fraud, but continual fraudulent activity can lead to significant reputational damage.
Following a successful carding attack, the business may be left with chargebacks from the payment provider for successfully cracked cards and expensive investigations. In extreme cases, an organisation may lose their ability to process payments due to the high levels of fraud associated with their business.